Préstamos: Tips para no sobrecargarse y mantener un buen historial crediticio

Tips to not overload yourself and have a good credit history

A recommendation for those interested in loans is to only request some money according to the possibilities of their monthly income.

Financing a personal project, studies or the payment of a debt are some of the reasons why people decide to request loans.

All of this sounds good; However, before going to the bank for a loan, we should take into account certain aspects so as not to put our finances at risk.

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The main manager of Products and Means of Payment of Banco Pichincha, Ricardo Kanna, explained that, in order to maintain a good credit record, it is first necessary to secure a loan with grace periods.

“In some cases, the payment of the first installment can be made up to 90 days after the disbursement. This will allow him to cancel other debts, ”he explained in statements to Correo.

For Kanna, part of the benefits that the entity must offer are digital transactions to save time and avoid any robbery when disbursing the loan.

Another recommendation for those interested in requesting a loan is to only request some money according to the possibilities of their monthly income.

Via: Mail

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